Personal mortgage guidance · Fishers, Indiana
From your first home to retirement lending.
Clear answers, experienced guidance, and a mortgage plan built around where you are—and where you want to go.
25+ years of mortgage experience
Personal guidance from application to closing
NMLS #201440
Dwayne Thompson
Branch Manager & Mortgage Advisor
Mortgage solutions
Loan programs for your next move.
Compare six popular options, then let Dwayne help you find the right fit for your home and financial goals.
Conventional Loan
Flexible financing for a primary home, second home or investment property.
- Low-down-payment options for eligible buyers
- Fixed- and adjustable-rate choices
- Potential to remove PMI when requirements are met
Best for: Buyers with established credit and documented income
Down: As low as 3% for eligible primary-home buyers; other purchases may require more.
FHA Loan
Government-backed financing with a smaller down payment and flexible credit guidelines.
- Low down payment for eligible borrowers
- Flexible credit qualification
- Eligible gift funds can help with upfront costs
Best for: First-time or repeat buyers with limited savings or developing credit
Down: As low as 3.5% for eligible borrowers; upfront and annual mortgage insurance apply.
VA Loan
A home financing benefit for eligible veterans, service members and surviving spouses.
- No down payment in many eligible situations
- No monthly private mortgage insurance
- Flexible guidelines for eligible military borrowers
Best for: Eligible military borrowers and surviving spouses
Down: Often 0% with sufficient entitlement; eligibility and a funding fee apply unless exempt.
USDA Rural Housing
No-down-payment financing for eligible homes in designated rural and suburban areas.
- 100% financing for qualifying buyers
- Eligible rural and suburban locations
- Designed for income-qualified households
Best for: Income-eligible buyers purchasing in a USDA-approved area
Down: 0% for eligible borrowers; location, household income limits and guarantee fees apply.
Jumbo Loan
Finance a higher-priced home with a loan above the area's conforming limits.
- Access to larger loan amounts
- Fixed- and adjustable-rate options
- Financing for eligible primary and second homes
Best for: Buyers of higher-value homes with strong financial profiles
Down: Varies by loan amount and program; stronger credit and cash reserves are typically required.
Cornerstone Flex Line
A first- or second-lien revolving credit line based on the value of your home.
- Flexible revolving access to home equity
- Interest-only payment options
- No appraisal required, up to $500,000
Best for: Homeowners wanting flexible equity access without touching their primary rate when used as a second lien
Requirements: Available equity and borrower eligibility; first- or second-lien options, up to $500,000.
Program availability varies by property, state and borrower qualifications. All financing is subject to eligibility, underwriting and approval.
A personal approach
Clear guidance. Every step.
01
Let’s connect.
Share your goals, explore your possibilities, and get clear answers to your mortgage questions.
02
Build the right plan.
Compare your options, understand the tradeoffs, and build a plan to move forward with confidence.
03
Move with confidence.
From application through closing, Dwayne will guide you every step of the way.
Useful calculators for buyers, homeowners and investors.
Monthly principal & interest
$1,798.65
Loan amount$300,000
Interest rate6.00%
Term30 years
Illustrative example, not a rate quote. Excludes taxes, insurance, HOA dues and mortgage insurance.
Trusted when it matters most.
Read client reviews“Dwayne made the experience of obtaining my mortgage absolutely seamless. I had a tough home buying process and Dwayne was the true highlight of the entire experience. He is honest, with clear and detailed communication throughout.”
“Working with Dwayne was a wonderful experience. He was extremely nice and I felt comfortable and confident from our first conversation. He made the process of getting an approval stress free and easy.”
“Dwayne was very communicative throughout the process. We had a difficult time with multiple rejected offers, but he acted quickly each and every time to give us the best possible chance. We never had difficulty reaching him with questions.”
Free 31-page guide
Homebuyer
Starter Kit
Dwayne Thompson
NMLS #201440
DwayneThompson.com edition
A confident first step
The free Homebuyer Starter Kit.
Everything in one place: understand the steps, know your numbers, and feel more confident about what comes next. Filled-in examples and worksheets you can complete at your own pace.
- Readiness + timing
- Build a budget you can live with
- Loan choices explained
- Cash + gift funds
- Finding and touring homes
- Inspection + value
- Closing day, step by step
- A one-page next-step plan
31 pages · Opens right in your browser — no signup needed.
Meet Dwayne
Experienced advice. Straight answers. Personal accountability.
Born and raised in Central Indiana, Dwayne is a Fishers resident, U.S. Navy veteran and 15-time Five Star Mortgage Professional. Since 1998, he has helped thousands of families with financing built on trust, relationships and clear communication.
Read Dwayne’s storyReady to take the next step?
Start your secure online application or set up a time to talk.